Some retirement guides scares the daylights out of you. They contend you should have much more saved by now than you do. Sometimes, though, they miss crucial factors, so you shouldn’t be so alarmed.
Your financial life, like climbing a mountain, does not end when you reach the summit, your retirement. Getting down safely, or making your retirement income last, requires a set of different strategies. How can you withdraw your money without depleting it?
You’ve saved for years. Now that retirement is here (or near), how do you create an income plan from your savings? There are five steps.
Women are more vulnerable to financial insecurity because they typically live longer and earn less. Making the right financial decisions is therefore crucial for all women, from Social Security to the rest of their retirement planning.
If you’re like most people who think about retirement, you probably imagine traveling in your golden years. Before you browse Acapulco websites and whip out the credit card to buy your ticket, make sure your finances can handle your trip.
Your Social Security benefits may turn out to be the flagship of your retirement income. Filing for benefits even a few months late or early, though, and you can significantly increase – or cut – your income. Here’s what to know and how to avoid tripping up.
The state of Americans’ retirement savings is unsettling. Too many people in middle-class America do not set anything aside for their retirement, nor have a healthy attitude toward it. If you’re asking yourself “Could this be me?” then it’s time to take a hard look at your retirement planning.
Retirement is one of the biggest life changes you ever make. Think through all the smaller changes also likely to happen to you. Be prepared before the big day comes.
Retire early with seven figures socked away? A million bucks isn’t what it used to be to live a lengthier-than-normal stretch of golden years. Here are some tips to better your odds.
Think you have Social Security filing all figured out? There are many kinds of benefits and many ways to make sure you can file for all those benefits you want. Just know about a rule you probably never heard of: deemed filing.