Social Security

Subscribe to Social Security RSS

2 Social Security Boons End

Submitted by Rick Kahler on Monday, November 9, 2015 - 9:00am

Congress is about to curtail two little-known, but very useful, benefits of Social Security. These are the ability of a spouse to collect extra benefits. And also, it restricts your ability to get back benefits you initially elected not to receive, but later decided to claim after all.

Barriers to Retirement Savings

Submitted by Ray Ferrara on Monday, November 9, 2015 - 12:00pm

Saving for retirement, an admirable aim, has lots of obstacles. The overall economy is to blame for some, government rules for others and employer tightfistedness for still others. Retiring at 65, which is the traditional goal, is for many a pipedream.

Delaying Social Security

Submitted by Jim Blankenship on Wednesday, September 16, 2015 - 12:00pm

The mechanics of waiting to receive Social Security retirement benefits until after your retirement age are daunting. You can receive a lot more through waiting until age 70. Let’s explore how this all works.

Saved Enough to Retire?

Submitted by Jim Blankenship on Tuesday, September 1, 2015 - 12:00pm

One reason retirement funding may mystify you: How do you know when you saved enough so you won’t run out of money during your golden years? The answer begins with an understanding of your day-to-day expenses, and how those expenses may change in 30 or more years of retirement.

Using Social Security Online

Submitted by Wayne Fourman on Tuesday, August 25, 2015 - 3:00pm

You might think that dealing with a federal agency, such as the Social Security Administration (SSA), means long lines in some office near you. Not so: If you’re an adult, you can monitor your benefits situation with a few clicks of the keyboard and start serious planning for your retirement income.

Social Security After Divorce

Submitted by Jim Blankenship on Wednesday, August 12, 2015 - 12:00pm

If you plan to retire soon and you’re divorced, you may be entitled to additional Social Security retirement benefits based on your ex-spouse’s work and earnings record. Here’s how to get what you might well be entitled to.

Finding a Bit More to Save

Submitted by Gary Brooks on Tuesday, August 4, 2015 - 12:00pm

Cut a pie into 100 slices and what do you have? Barely a nibble. Seemingly an inconsequential share of anything, 1% can actually make a tremendous difference to your financial security. Even fractions of a percent added to investment returns over time can redefine your life in retirement or your net worth.