Social Security

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Why Boomers’ Grim Outlook?

Submitted by Ray Ferrara on Friday, May 15, 2015 - 9:00am

Why do baby boomers face such dispiriting retirement prospects? The enormous size of this age cohort, born between 1946 and 1964, led to a ratcheting back of old-age benefits. Statisticians figured society simply couldn’t afford to be as generous.

Social Security: Not in Peril

Submitted by Jason Lina on Tuesday, April 21, 2015 - 9:00am

Is Social Security going bust? As the program turns 75 this year, that’s a valid question. A lot of people fear that they can’t expect benefits in the future. Not to worry: The system’s solvency problems aren’t that bad, and Congress can enact some easy fixes to ensure its ongoing stability.

Boosting Singles’ Benefits

Submitted by Barry Glassman on Monday, March 30, 2015 - 3:00pm

If you’re like most who think about how much you need for your golden years, you probably calculated based on still having a spouse. Widows, widowers and divorcees approaching retirement and about to file for Social Security, though, need to recognize filing options that can significantly increase monthly benefits.

Suspending Social Security

Submitted by Jim Blankenship on Friday, March 13, 2015 - 12:00pm

If you already started Social Security benefits, can you change your mind? Yes. With a little trick called “file and suspend,” you can put your benefits on hold and restart them later to maximize retirement income.

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