Retirement Planning

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Saved Enough to Retire?

Submitted by Jim Blankenship on Tuesday, September 1, 2015 - 12:00pm

One reason retirement funding may mystify you: How do you know when you saved enough so you won’t run out of money during your golden years? The answer begins with an understanding of your day-to-day expenses, and how those expenses may change in 30 or more years of retirement.

Using Social Security Online

Submitted by Wayne Fourman on Tuesday, August 25, 2015 - 3:00pm

You might think that dealing with a federal agency, such as the Social Security Administration (SSA), means long lines in some office near you. Not so: If you’re an adult, you can monitor your benefits situation with a few clicks of the keyboard and start serious planning for your retirement income.

Keys to Asset Mix: Risk, Time

Submitted by Jim Blankenship on Friday, August 21, 2015 - 12:00pm

How to balance thrill and security in your investing? Should you take more or fewer chances with your portfolio the closer you get to retirement or another long-term financial goal? The answers depend on your own level of honest self-assessment and frequent attention to the variety and mix of your assets.

2 Jobs, 2 Retirement Plans?

Submitted by Sean Condon on Wednesday, August 12, 2015 - 3:00pm

Perhaps you make a nice salary at a day job and also run a small side business that’s taking off. Can you contribute to two retirement plans if you work two jobs? Good question (not to mention common), and the answer depends on the connection between your work and how you save.

Social Security After Divorce

Submitted by Jim Blankenship on Wednesday, August 12, 2015 - 12:00pm

If you plan to retire soon and you’re divorced, you may be entitled to additional Social Security retirement benefits based on your ex-spouse’s work and earnings record. Here’s how to get what you might well be entitled to.

How to Retire Early, Pt. 2

Submitted by Brenda Wenning on Monday, August 10, 2015 - 3:00pm

In part one of “How to Retire Early,” we focused on the need to reduce expenses and control debt. Doing so can create the foundation for a retirement plan by making money available for investment. Now let’s turn to the plus side of the ledger – how to build income and savings – from what you owe.