Retirement Planning

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How to Fix Social Security

Submitted by Jim Blankenship on Thursday, December 18, 2014 - 9:00am

We often read reports from the Social Security Administration’s reviews of the status of its trust fund and predictions that in 20 years funding will exist to pay 77 cents on the dollar of promised benefits. So far this revelation produces from policymakers no actual steps to fix the system. What can we do to fix Social Security?

Best Use for Your IRA

Submitted by Jim Blankenship on Tuesday, December 16, 2014 - 12:00pm

An individual retirement account is a powerful tool to save for retirement outside of an employer plan. If you have an IRA, read on for tips that help you make the most out of it.

Pay Extra on Mortgage: Why?

Submitted by Larry Frank on Friday, December 12, 2014 - 12:00pm

Conventional wisdom says that making extra payments toward your mortgage saves interest. True, but that’s not all. Increasing your mortgage payment also means larger equity value and more money in your pocket when you’re older.

How to Meet Financial Goals

Submitted by Barry Glassman on Monday, December 8, 2014 - 3:00pm

Your training to live a healthy financial life began in our first article, and you may be coming to realize that your budget is more out of shape than you thought. Like reading healthy recipes and counting calories to develop good eating habits, tracking your spending is the first and most important step toward achieving your financial goals.

Financial Drawbacks of Age

Submitted by Phillip Shrotman on Friday, December 5, 2014 - 3:00pm

Though I recognize that the alternative is much worse, getting older is for the birds. I hate the word “senior.” I do enjoy senior discounts but can gladly renounce them for just a small amount of real respect – and that includes in financial matters.

Benefit Hitch: Deemed Filing

Submitted by Jim Blankenship on Monday, December 1, 2014 - 12:00pm

Think you have Social Security filing all figured out? There are many kinds of benefits and many ways to make sure you can file for all those benefits you want. Just know about a rule you probably never heard of: deemed filing.

A New Job and Your 401(k)

Submitted by Megan Olson on Friday, November 28, 2014 - 12:00pm

Land a great new job? Awesome. Now is the perfect time to think about your 401(k) and retirement plan, whether you had one before or not. Saving for retirement is important at all ages, so don’t let this opportunity fall to the bottom of your list.

Bad Notions in a Biz Sale

Submitted by Mark Tepper on Monday, November 24, 2014 - 3:00pm

Ironically, the same traits that drove you and your business to success can also lead to missteps when time comes for you to sell the biz. The biggest culprit may well be your own eternal optimism. While a positive outlook on your business’s valuation spurred growth, viewing details of your sale through that lens can devastate your exit deal.

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