Our first article looked at tips for keeping your personal and financial information secure. Here we look at what to do to bounce back financially after an ID theft.
Among experiences you sure don’t want, you open your credit card bill and find a long column of strange charges. Or you try to file your federal tax return and the Internal Revenue Service responds that you already filed and supposedly received your refund weeks ago. How can you protect your identity from falling into the wrong hands?
We all hear horror stories of credit cards’ risks, often about people who build up mountains of debt that take a lifetime to pay off. When used responsibly, though, credit cards can be some of your best friends in securing your long-term financial success. Here are a few do’s and don’ts.
Your credit report greatly influences whether you get a mortgage or other loan, take out insurance, rent a home or even secure a job. Few other numbers help or hurt your life so deeply. Here’s how to find and improve this key tool in your financial life.
Your letter from the Internal Revenue Service says a bogus tax return was already filed in your name. Or your electronically filed return bounces back because fake returns are already on file with your Social Security number (SSN). Surprise: You may be the victim of identity theft. What can you do?
While the Internal Revenue Service may not be your favorite federal agency, criminals posing as IRS representatives are unquestionably the much bigger problem. Here’s what to know to protect yourself.
Tax authorities demand to know why a fourth grader never reported thousands of dollars in income from a factory job. Collection agencies suddenly hound a college student for more than a decade’s worth of credit card debt. Shocking but true: Children and minors are actually almost as likely as adults to be victims of identity theft.
We feel safe in a diminishing number of places these days, and online sure isn’t one. Identity theft and cyberattacks seem to run rampant almost every day. How can you fend off intrusions that might cost you agonizing hours – not to mention a lot of money – to correct?
Know who never seems to take a holiday? Scammers pretending to be the Internal Revenue Service. Don’t become the next victim; here’s what to know to protect yourself.
It seems that credit card fraud and major retailer breaches are just a part of our everyday life now. As these attacks continue and hit more often, the best thing you can do is to be informed on how to prevent and minimize the damage.