Privacy Problems

Investing Trends to Dislike

I’m uncomfortable about a number of issues now affecting financial consumers. Here are a few that possibly concern your very own investments – and future.

Target date funds (TDFs) insufficiently researched. A target date mutual fund contains a mixture of stocks, bonds and cash equivalents, rebalanced to reduce the number of risky assets as you age toward retirement.

Your Wealth Checkup (Pt. 2)

In part one we looked at budgeting, insurance and other details of your financial health. Here’s the continuing list of what you must do at least once a year to help keep your money working and your finances healthy.

Protect yourself from identity theft. Undoing the chaos that identity theft creates can take days of your time.

12 Ways to Thwart ID Theft

More than 16.6 million people fell victim to identity theft in 2012 and lost a total of $24.7 billion, the Bureau of Justice Statistics says. If you don’t want to be one of them, prevention is simpler – and cheaper – than is a cure. Here are a dozen ways to help do that.

How to Prevent ID Theft

With technology come the cyber criminals who steal your identity, credit card numbers and bank account information. While you can’t eliminate all identity theft threats, you can reduce the risk with extra precautions.

Safeguarding Your Digital Info

What happens to all your online accounts when you pass away? In this age where we manage all financial matters online, a digital control plan with a list of accounts and passwords saves your loved ones unnecessary hassles.

My best friend died two years ago. I still miss him. We had a mutual pact. I had a sealed envelope and an encrypted hard drive in my friend’s gun safe eight miles away from my home office. He had a sealed envelope in my safe in my garage.

Stopping Tax-Related ID Theft

Identity theft is rampant. You can become a victim not only after carelessly using passwords and your personal information but also if you’re in the wrong electronic place at the wrong time, such during Target stores’ data breach last holiday season. You have little information more sensitive than that you write – and sometimes send electronically – on your tax return.

Managing Your Passwords

We maintain online accounts for essentially everything – banking, investments, shopping, email and the list goes on. As much of this information is private and sensitive, you must take online security and password protection seriously.

Avoiding Tax Scams, ID Theft

Did the Internal Revenue Service reject your tax return? Maybe you screwed up. Maybe too someone else filed using your Social Security number (SSN) – a mushrooming scam you now must guard against.

Protecting From ID Theft

Leave your laptop unlocked, toss a bill full of sensitive financial info into the trash un-shredded, even just hit the submit button when using your credit card to buy online: You can stumble into the identity-theft trap at any time. Protecting yourself means making basic security steps a habit.

Protecting Against ID Theft

You shop, you swipe your card, you leave the store. Here’s what to know if your card information gets into the wrong hands.

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