Submitted by Jim Ludwick on Tue, 10/21/2014 - 12:00pm
I’m uncomfortable about a number of issues now affecting financial consumers. Here are a few that possibly concern your very own investments – and future.
Target date funds (TDFs) insufficiently researched. A target date mutual fund contains a mixture of stocks, bonds and cash equivalents, rebalanced to reduce the number of risky assets as you age toward retirement.
Submitted by Heidi Clute on Thu, 09/11/2014 - 12:00pm
In part one we looked at budgeting, insurance and other details of your financial health. Here’s the continuing list of what you must do at least once a year to help keep your money working and your finances healthy.
Protect yourself from identity theft. Undoing the chaos that identity theft creates can take days of your time.
Submitted by Tom Orecchio on Thu, 08/14/2014 - 12:00pm
More than 16.6 million people fell victim to identity theft in 2012 and lost a total of $24.7 billion, the Bureau of Justice Statistics says. If you don’t want to be one of them, prevention is simpler – and cheaper – than is a cure. Here are a dozen ways to help do that.
Submitted by Joseph A. Clark on Wed, 08/06/2014 - 12:00pm
With technology come the cyber criminals who steal your identity, credit card numbers and bank account information. While you can’t eliminate all identity theft threats, you can reduce the risk with extra precautions.
Submitted by Jim Ludwick on Tue, 07/29/2014 - 12:00pm
What happens to all your online accounts when you pass away? In this age where we manage all financial matters online, a digital control plan with a list of accounts and passwords saves your loved ones unnecessary hassles.
My best friend died two years ago. I still miss him. We had a mutual pact. I had a sealed envelope and an encrypted hard drive in my friend’s gun safe eight miles away from my home office. He had a sealed envelope in my safe in my garage.
Submitted by Sam Cohen on Mon, 07/21/2014 - 3:00pm
Identity theft is rampant. You can become a victim not only after carelessly using passwords and your personal information but also if you’re in the wrong electronic place at the wrong time, such during Target stores’ data breach last holiday season. You have little information more sensitive than that you write – and sometimes send electronically – on your tax return.
Submitted by Gabe Muller on Wed, 06/25/2014 - 12:00pm
We maintain online accounts for essentially everything – banking, investments, shopping, email and the list goes on. As much of this information is private and sensitive, you must take online security and password protection seriously.
Submitted by Bob Cedergren a... on Thu, 04/03/2014 - 3:00pm
Leave your laptop unlocked, toss a bill full of sensitive financial info into the trash un-shredded, even just hit the submit button when using your credit card to buy online: You can stumble into the identity-theft trap at any time. Protecting yourself means making basic security steps a habit.