Personal Spending

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Using Credit Cards Wisely

Submitted by Mary Beth Storjohann on Tuesday, August 25, 2015 - 12:00pm

Did you know that the average adult in the U.S. carries $5,596 in consumer debt? That fact alone might account for credit cards’ bad rap. Your careless use of credit can wreak havoc on your finances in a variety of ways.

Why to Simplify Your Life

Submitted by Sophia Bera on Monday, August 24, 2015 - 3:00pm

When you get home from a long day’s work, do you open the door to a pile of laundry you meant to fold and put away two days ago? When you get dressed in the morning, do you face overstuffed drawers and a messy closet, and still think you have nothing to wear? Do you constantly buy things, yet the effort makes no difference in how you feel? Time to take a hard look at where your time and money go.

Do You Buy or Invest?

Submitted by Andrew Comstock on Thursday, August 13, 2015 - 3:00pm

Every time you write a check or whip out your plastic, what do you really get for your money? What’s the true value of the money you spend on items as diverse as stocks and air conditioners? Here’s how to spot and appreciate the difference in value.

Economic Schizophrenia

Submitted by Brenda Wenning on Monday, July 20, 2015 - 9:00am

We are living with a schizophrenic economy, in which rational thinking lies in ruins. We keep hearing optimistic assessments of economic rejuvenation, when a lot of evidence suggests otherwise.

Your First Planning Question

Submitted by Maureen Crimmins on Monday, August 24, 2015 - 12:00pm

When you start formalizing what to do with your money, what should you think about first? Determining what will matter most to you at different stages of your life is crucial to developing a financial plan. Not everyone has the same opinion or values: One person’s forgettable toy is another’s indispensable treasure.

Expecting a Baby? $$ Tips

Submitted by Mary Beth Storjohann on Friday, July 17, 2015 - 3:00pm

If you’re like many young adults, having children is one of the biggest life-altering choices you’ll ever make. Joy, stress, excitement, exhaustion, hundreds of books on how to not screw up and thousands of bucks to prepare your little one: Your plate is now loaded. Here are some considerations to make sure you’re prepared – at least in terms of money.

How to Teach Kids About $$

Submitted by Jeff Rose on Tuesday, July 14, 2015 - 12:00pm

In a perfect world, parents and educators (not to mention society) work hard to make sure that children are financially literate and consider money skills just as important as reading, writing and arithmetic. Our world sure doesn’t work like that, and you need to help your young kids learn basic financial skills the old-fashioned way: Teach by doing.