Personal Spending

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4 Simple Ways to Save

Submitted by Maureen Crimmins on Monday, February 8, 2016 - 12:00pm

Cutting your spending doesn’t mean you have to sacrifice a lot. There are savings out there if you just pay attention.

I watch a reality show called “Extreme Couponing,” in which shoppers collect coupons to drastically reduce their grocery bills. Most of the couponers have shelves full of food and groceries in the garage or pantry with savings amounting to thousands of dollars.

Wedding Cost Issues

Submitted by Wes Moss on Friday, January 29, 2016 - 9:00am

Weddings are a cornerstone of American culture. As with many cornerstones, the cost continues to rise. So does the price of not finding out beforehand how your betrothed feels about money.

Nuptials steadily become more complex and expensive: odd-shaped invitations that take $2 postage stamps; different brides’ dresses for the ceremony, the reception and the after-party; or waterfall decorations. Couples even hire photographers with aerial drones to capture overhead shots.

Caught Shopaffluenza?

Submitted by Rick Kahler on Thursday, December 24, 2015 - 9:00am

While shopping can make you happy for a while, it has the potential to hurt your financial future in the long run. What is ominous is that half of Americans shop to feel better.

“It’s not just shopping, it’s retail therapy.” As a bumper sticker or a joke between friends, this may be amusing. But if shopping is a significant way to relieve stress, the expression isn’t so funny.

Cash Saving Tips for Families

Submitted by Jeff Rose on Thursday, December 3, 2015 - 12:00pm

Raising a family is expensive. Before my wife and I had our first son, I was terrified. We were decent at managing our finances, but I suddenly felt that I had holes in all my pockets. I’m sure other families feel this pinch and constantly look for ways to cut costs.

Try some of the following money-saving tips and use them to take charge of your budget.

How to Build Good Credit

Submitted by Thuong Thien on Friday, November 20, 2015 - 12:00pm

You likely know the pivotal role good credit plays when you try to buy a house or a car. It’s likely too that you don’t buy houses and cars every day, so maintaining a credit rating seems like a back-burner need. Not so, and here’s how to keep your rating up.

2 Social Security Boons End

Submitted by Rick Kahler on Monday, November 9, 2015 - 9:00am

Congress is about to curtail two little-known, but very useful, benefits of Social Security. These are the ability of a spouse to collect extra benefits. And also, it restricts your ability to get back benefits you initially elected not to receive, but later decided to claim after all.

Know Flying’s Real Costs

Submitted by Wes Moss on Friday, November 13, 2015 - 8:15am

Boarding pass in your pocket, shoes on again after security screening and wheeled suitcase humming at your heels, you even find a seat near the gate. Now you have a moment to add up what this flight really costs you, and here are some sneaky fees.

Manage Spending at Any Age

Submitted by Larry Frank Sr. on Tuesday, November 3, 2015 - 12:00pm

You save and save and save for retirement, trying to tune out those escalating estimates of what you need to never run out of money. Conventional wisdom blathers that in retirement you spend only 75% of your current expenses, anyway. Think again, and here’s why.