Personal Spending

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Govt. Shutdown: A How-To

Submitted by David John Marotta and Megan Russell on Thursday, December 4, 2014 - 9:00am

The only way to cut the size of an unwieldy federal budget is a government shutdown. While that may sound inflammatory, only such a drastic move will get the job done. Here is a practical guide on how to do that.

Bouncing Back From $ Goofs

Submitted by Mary Beth Storjohann on Wednesday, December 17, 2014 - 3:00pm

We’re not perfect. We’re all guilty of one financial mistake or two, whether it happened yesterday or years ago. How do you shake off these money blunders and bounce back? With some honesty, reflection, preparation and a touch of class.

I made my fair share of mistakes in life, and although financially conscious, I had missteps on the money front, too. I still remember those feelings of anxiety and disappointment when I realized I messed up.

Dwelling on past failure doesn’t help you. Follow these steps I learned from my experience to come out from a bad financial error:

Save More or Earn More?

Submitted by Sophia Bera on Thursday, December 11, 2014 - 12:00pm

Some believe the key to financial success is frugality. The problem is you probably don’t want to live like a college student for the rest of your life. Yes, you do need to find sustainable ways to save more money. But the way to reach success is twofold – you also need to earn more.

Make $ Plan and Relax

Submitted by Mary Beth Storjohann on Tuesday, December 9, 2014 - 3:00pm

Getting your finances organized in the first place is hard enough without constant saving, managing and scrutinizing every bank statement. Yes, you need to have a plan. But you also need to relax.

Lotteries: A Very Bad Bet

Submitted by David John Marotta and Megan Russell on Wednesday, December 3, 2014 - 9:00am

Lottery income is rising, supposedly a boon to schools, which the money is meant to aid. With state lottery sales of $68 billion nationally in 2012 (the last year with numbers available), up 9% from 2011, you’d think the beneficial impact would be growing. Not so. Education doesn’t get much of a return, nor do the few lottery winners.

Your Financial Fitness Day

Submitted by Barry Glassman on Wednesday, December 3, 2014 - 12:00pm

Much like getting in shape, losing weight or working out more, living a healthy financial life is easier said than done. If you’re like many people, finances may overwhelm you. How do you replace the fear with a roadmap and resources to start you building your plan?

Know Credit Score Basics

Submitted by Kimberly Howard on Wednesday, December 3, 2014 - 3:00pm

You probably carry around credit cards or took out a loan for a major purchase at least once. As a result, you also carry around a credit score – a nebulous number you definitely can’t take for granted. Here are some common facts about credit scores and ideas of how to give yours a turbo boost.

After-School Activities Mania

Submitted by Mary Beth Storjohann on Tuesday, November 25, 2014 - 3:00pm

Extracurricular activities can help your kids grow far beyond book learning in the school years. Getting the most out of after-school or weekend fun and games, though, means sharpening how you control both the time and money you expend.