Mortgages

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The Housing Help Fiasco

Submitted by Brenda Wenning on Wednesday, June 24, 2015 - 9:00am

The idea was logical enough: The government should step in to restore the housing market, which the financial crisis had crippled. Too bad that these seemingly noble efforts were ineffective.

New Retirement Landscape

Submitted by Ray Ferrara on Friday, June 19, 2015 - 9:00am

Retirement is not what it once was. Inheritance is no longer a sure thing to fund your golden years. Paying off a mortgage, once a rite of passage for retirees, makes less sense today. And forget the old saw that 65 is the right age to retire. Increasingly, people are shying away from a date certain.

A Guide to Mortgage Costs

Submitted by Kimberly J. Howard on Wednesday, April 22, 2015 - 12:00pm

Taking out a mortgage is a costly enterprise, with fees you probably don’t expect. It pays to know what you are in for when applying. Since the housing bust, many lenders tightened their standards, which means more hurdles for you.

Better to Buy or Rent?

Submitted by Sheri Iannetta Cupo on Tuesday, April 14, 2015 - 12:00pm

Spring – a time for fresh starts and, for some, a new home. Before you head out to open houses, your first question should be: Should I own a home at this time? Your second: Or should I remain a renter?

Should You Refinance?

Submitted by Rick Kahler on Thursday, April 2, 2015 - 3:00pm

Interest rates on home loans are historically low. That means now is the time to dig out your mortgage loan paperwork and consider whether refinancing is right for you.

Money Dangers of Assuming

Submitted by Joe Pitzl on Thursday, January 22, 2015 - 12:00pm

How often do you make mistakes? Well, “the intelligent investor must focus not just on getting the analysis right. You must also ensure against loss if your analysis turns out to be wrong,” says Jason Zweig, Wall Street Journal columnist and author of Your Money and Your Brain. How can you guard against your own goofs?

Pay Extra on Mortgage: Why?

Submitted by Larry Frank on Friday, December 12, 2014 - 12:00pm

Conventional wisdom says that making extra payments toward your mortgage saves interest. True, but that’s not all. Increasing your mortgage payment also means larger equity value and more money in your pocket when you’re older.

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