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Beware: Estate Plan Errors

Submitted by Lewis J. Walker on Wednesday, November 4, 2015 - 12:00pm

Passing along assets after death is a tricky business – and subject to error. Aside from the complexity, making a will and other plans for heirs requires periodic updates because circumstances change.

Avoid the 2-Income Trap

Submitted by Sophia Bera on Tuesday, October 20, 2015 - 9:00am

Combining love, lives and laundry is one thing. Combining your money is another. New marrieds who both work do well to think about what to do with two incomes. Here are some pointers.

Boosting Retirement Dollars

Submitted by Eve Kaplan on Wednesday, October 21, 2015 - 9:00am

The turmoil in the stock market recently unnerved many investors. But there’s still many ways to enhance your 401(k) plan or other retirement account, even if the market is heading south. Here are 10 suggestions:

IRAs for the Self-Employed

Submitted by Jim Blankenship on Tuesday, October 13, 2015 - 12:00pm

If you’re on your own when making a living, one of your biggest worries must be funding retirement. Think that, because you have no workplace 401(k) and no employer matches for your investments, that you also have no hope of living well in your golden years? Think again: a specialized individual retirement account can help.

Bequeathing 401(k)s, IRAs

Submitted by Jason Lina on Thursday, August 27, 2015 - 12:00pm

Think your estate plan is good to go right after you die, setting your heirs up for life? Depends: Many assets in your plan, such as your 401(k) and individual retirement accounts, must designate beneficiaries for any inheritance. Rules for specifying such heirs can be tricky and here are 11 common mistakes.

2 Jobs, 2 Retirement Plans?

Submitted by Sean Condon on Wednesday, August 12, 2015 - 3:00pm

Perhaps you make a nice salary at a day job and also run a small side business that’s taking off. Can you contribute to two retirement plans if you work two jobs? Good question (not to mention common), and the answer depends on the connection between your work and how you save.

Must-Dos for Your 401(k)

Submitted by Joseph A. Clark on Thursday, August 6, 2015 - 3:00pm

If you participate in a 401(k) retirement plan at work, you must constantly consider many choices: how much to save, whether to select a Roth option (if offered) or a traditional tax-deferred individual retirement account and what plan investment options to select. Your financial future depends a lot on you, and here’s what to know and do.

Finding a Bit More to Save

Submitted by Gary Brooks on Tuesday, August 4, 2015 - 12:00pm

Cut a pie into 100 slices and what do you have? Barely a nibble. Seemingly an inconsequential share of anything, 1% can actually make a tremendous difference to your financial security. Even fractions of a percent added to investment returns over time can redefine your life in retirement or your net worth.