Submitted by Dan Crimmins on Mon, 03/10/2014 - 9:00am
After a scorching 2013, the stock market had a nasty winter surprise. The Standard & Poor’s 500 took a dive starting in mid-January. Some investors panicked. They shouldn’t have. The temporary slide teaches us that, even in the best years for stocks, downdrafts occur. This is good to keep in mind going forward.
Submitted by Josh Patrick on Fri, 03/07/2014 - 3:00pm
We all love to watch our investments when we’re winning in the market and making money. The problem comes when we lose. The temptation to make rash decisions, whether in buying or selling investments, is the real enemy of investors.
Our behavior when we fall short of expected returns causes us real problems. Why does it seem losses count twice as much to us as gains?
Submitted by Sue Stevens on Fri, 03/07/2014 - 9:00am
Overall, it’s starting to feel like a real recovery with staying power, according to a trio of academics worth listening to. Despite this winter’s market pullback – one in a series of investor qualms since the market began its rebound from the 2008 debacle – muted optimism once again prevails. Should we believe these forecasts? Yes.
Submitted by Martha Post on Thu, 03/06/2014 - 3:00pm
The general concept of dollar cost averaging (DCA), a systematic and gradual method investing, seems like a sound approach. The standard advice is that this is the way to commit your money. Well, not always.
Specifics vary, but DCA involves investing a fixed dollar amount at regular intervals over a specified period, as opposed to lump-sum investing (LSI) – that is, investing all at once.
Submitted by Lewis J. Walker on Thu, 03/06/2014 - 9:00am
President Barack Obama’s plan for government-backed starter retirement accounts, unveiled in his January State of the Union message, has two major problems: The minimums are too low to make a difference in building wealth and inflation will consume the meager gains.
Obama dubbed his new retirement savings plan MyRA. The first rule in marketing is a name easy to pronounce. Confusion reigns. It is not MyIRA, or Myra, a girl’s name. It’s My-are-a, I think.
Submitted by Charlie Benway on Wed, 03/05/2014 - 3:00pm
You left your job and have to figure out what to do with your 401(k). A hasty rollover decision is not going to help in the long run. There is a lot of competition among big Wall Street firms to get you to roll over your account to them.
But first, take your time. These are your hard-earned savings we’re talking about. This is a good time evaluate your overall retirement strategy and perhaps enlist the help of an advisor you can trust.
Submitted by Joseph A. Clark on Wed, 03/05/2014 - 9:00am
The emerging markets are destined to eclipse the U.S. and other economically mature nations, right? Not necessarily. Too often, debt feeds their growth. This is not the best nutrient because it imposes a burden. But Corporate America is sitting on a mountain of cash that it can deploy, so U.S. companies appear to be a better investment bet.
Submitted by Adam D. Koos on Tue, 03/04/2014 - 9:00am
This winter’s stock downturn sent a lot of investors scurrying out of equities and back to bonds. Going forward, whenever the stock market dips, realize that bonds’ sunny days are gone. Even modest inflation will eat them away over time. So don’t go there.
Submitted by Joseph A. Clark on Mon, 03/03/2014 - 9:00am
Germany is just too darn successful. That’s the complaint from Washington and other European nations about the large German trade surplus, which they think the Federal Republic should tap to increase domestic demand and thus help its economically limping neighbors. How foolish.