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Money Smarts: How U.S. Rates

Submitted by Jonathan DeYoe on Friday, December 19, 2014 - 9:00am

We all flip between believing that America leads the world at everything to thinking our nation lags behind foreign powerhouses in every way. Regarding financial literacy, we’re solid in the top five – but far from best.

The Land of the Setting Sun

Submitted by Brenda Wenning on Tuesday, December 16, 2014 - 9:00am

Japan’s attempts to pull itself out of its longstanding economic torpor, via heavy government spending and central bank bond buying, is sputtering. Small wonder. This tonic hasn’t worked elsewhere, including in the U.S. Why should it work in Japan?

Bouncing Back From $ Goofs

Submitted by Mary Beth Storjohann on Wednesday, December 17, 2014 - 3:00pm

We’re not perfect. We’re all guilty of one financial mistake or two, whether it happened yesterday or years ago. How do you shake off these money blunders and bounce back? With some honesty, reflection, preparation and a touch of class.

I made my fair share of mistakes in life, and although financially conscious, I had missteps on the money front, too. I still remember those feelings of anxiety and disappointment when I realized I messed up.

Dwelling on past failure doesn’t help you. Follow these steps I learned from my experience to come out from a bad financial error:

3 Financial Planning Steps

Submitted by Jim Blankenship on Friday, December 5, 2014 - 12:00pm

Organization, efficiency and discipline are the three primary steps of financial planning. Organization is knowing where your money comes and goes. An efficient portfolio means a better chance of profits, and discipline keeps you on the right track.

Know Credit Score Basics

Submitted by Kimberly Howard on Wednesday, December 3, 2014 - 3:00pm

You probably carry around credit cards or took out a loan for a major purchase at least once. As a result, you also carry around a credit score – a nebulous number you definitely can’t take for granted. Here are some common facts about credit scores and ideas of how to give yours a turbo boost.

Protecting Your Plastic

Submitted by Wes Moss on Thursday, November 6, 2014 - 3:00pm

It seems that credit card fraud and major retailer breaches are just a part of our everyday life now. As these attacks continue and hit more often, the best thing you can do is to be informed on how to prevent and minimize the damage.

Creative Destruction Investing

Submitted by Lewis J. Walker on Monday, October 27, 2014 - 9:00am

Every time the market swoons, as it has recently, there is a lot of handwringing, as if the natural order has disintegrated. What we are seeing is a process called “creative destruction,” and it is healthy.

The junk bond crash of the early 1990s, the tech wreck of the late 1990s, the housing bust of the last decade – all were necessary weeding out of economic structures that had outlived their usefulness.

Save or Pay Student Loans?

Submitted by Tony Perillo on Wednesday, October 22, 2014 - 3:00pm

If you recently graduated from college and landed a good job, congratulations. You may face a dilemma: Begin saving for your future or pay off student debt now?

Of course, avoid missing payments on your loans and at least meet your monthly minimums. The big question depends on whether your income exceeds your monthly expenses (including your minimum payments). How do you best put that money to work?

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