Debt Problems

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Reduce Debt: 4 Great Books

Submitted by Kimberly Howard on Tuesday, January 26, 2016 - 9:00am

The lack of financial education is often the main reason behind debt problems. Here are some awesome books that help grow your financial knowledge and give you all the necessary tips and tricks to manage your debt.

Americans are drowning in credit card debt. Families in the U.S carry $600 billion in card debt, Equifax, one of the three credit bureaus, estimates. Millions of people looking for debt relief are feeling helpless.

Vital Credit Score Details

Submitted by Kimberly J. Howard on Friday, December 18, 2015 - 9:00am

You probably carry around credit cards or took out a loan for a major purchase at least once. As a result, you also carry around a credit score – a nebulous number you definitely can’t take for granted. Here are some common facts about credit scores and ideas of how to give yours a turbo boost.

How to Build Good Credit

Submitted by Thuong Thien on Friday, November 20, 2015 - 12:00pm

You likely know the pivotal role good credit plays when you try to buy a house or a car. It’s likely too that you don’t buy houses and cars every day, so maintaining a credit rating seems like a back-burner need. Not so, and here’s how to keep your rating up.

Marital Money Disputes

Submitted by Joseph A. Clark on Thursday, October 22, 2015 - 12:00pm

Sadly, many marriages today end in divorce, with tiffs over money most often to blame. But as you join your life to another, there are smart ways to make your financial lives run well and free of discord.

How to Use Card Points

Submitted by Sophia Bera on Monday, October 5, 2015 - 12:00pm

Ah, weddings. If you’re a young adult, as much as you enjoy seeing your friends get married, you must think about how much attending all those ceremonies will cost you. One secret to getting a price break on some of those good times: the benefits of your own spending, thanks to credit card points.

Are You Safe From ID Theft?

Submitted by Sheila Handrick on Wednesday, September 30, 2015 - 12:00pm

Among experiences you sure don’t want, you open your credit card bill and find a long column of strange charges. Or you try to file your federal tax return and the Internal Revenue Service responds that you already filed and supposedly received your refund weeks ago. How can you protect your identity from falling into the wrong hands?

Money Planning in 9 Steps

Submitted by Jeff Rose on Wednesday, August 26, 2015 - 3:00pm

Everybody wants a solid financial plan, yet more than 40% of Americans don’t have one. Unless you develop a formal strategy – such as a written plan – you might well find any financial goal elusive. Here are nine tips for planning.