Consumer Items

Investments in 2020

The pace of recovery makes most investors edgy, yet regardless of the short-term pains, the years leading up to 2020 promise to be big, exciting and rewarding with all the opportunities surrounding technology and innovation.

Apple, High-Flying Value Stock

It’s not every day that a hot tech stock is also a value play. Apple, the highest market value company in the world (a distinction it trades with Exxon Mobil), has that distinction. And even though some worry that this innovation mill will peter out now that founder Steve Jobs is dead, there’s ample evidence that what was once known as Apple Computer still has its mojo.

Need More Home Coverage?

Whether you rent or own your home, you need insurance to help rebuild if fire, tornado, hurricane or other disasters hit you. But what happens to replace your stamp collection after a flood or your Hummel figurines if your house blows away?

Readying a College Freshman

Got a freshman in your home this fall? Besides packing linens and pillows, don’t forget to prepare for your kid’s financial needs.

The time has come for my daughter, Elizabeth, to go to college. Planning is key to ensure a smooth transition. It is both exciting and overwhelming, as much for her as for me. Making sure that she has everything she needs helps me in the transition (I know – I’m a bit of a control freak).

To the Rescue: Boomers

With wages stagnant for the past decade and the cost of necessities rising, many folks’ ability to meet living expenses continues to shrink, let alone their capacity to spend for fun stuff. And that’s not good news for the U.S. economy. When it comes to increasing consumer spending to lift the economy, our only hope lies with the baby boomers, who have the most discretionary income to spend.

Families’ Savings Tips

Raising a family is expensive. Before my wife and I had our first son, I was terrified. We were decent at managing our finances, but I suddenly felt that I had holes in all my pockets. I’m sure other families feel this pinch and constantly look for ways to cut costs.

Try some of the following money-saving tips and use them to take charge of your budget.

Riches: Knowing When to Stop

My father often echoed the saying, “I’ve been rich and I’ve been poor, and I like rich better.” Sounds simple. But how do you get rich in the first place? What is rich?

Believing my father, I thought I’d know rich when I got there. I don’t. The longer I help people with retirement, investments, future planning and the like, the more I realize “rich” has no easy definition.

Don’t Marry Your Stock

Some people get attached to their stock. They fall in love with it when it performs well, and refuse to let it go when it becomes a loser. Don’t. There’s a rule in my office that reminds me to avoid this mistake: “I married my wife, but I only date my stocks.”

Like a bad relationship, there might come a time when dumping the stock is just the right choice, no matter how much you love it.

Managing Your Passwords

We maintain online accounts for essentially everything – banking, investments, shopping, email and the list goes on. As much of this information is private and sensitive, you must take online security and password protection seriously.

Vacation Planning Tips (Pt. 2)

Smart trip preparation entails wise security precautions with your personal information and budget, and leaving enough minutes on the actual day of your trip to kick your vacation off right.

All too often, travellers overlook these necessities or think they can make arrangements at the last minute. In this second part of our vacation planning series, we offer some tips to make sure your time away is not an ordeal.

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