Cleaning up personal finances remains one of the top resolutions every New Year’s. We all know what happens to most such self-promises, so here’s a month-by-month to-do list to cultivate better financial health.
Losing weight and getting in shape probably rank as two of the most popular New Year’s resolutions. Joining a health club is a great idea – and a total waste of money if you don’t actually exercise in the facility. Some clubs are also more interested in reducing your wallet than your waistline.
Cutting your spending doesn’t mean you have to sacrifice a lot. There are savings out there if you just pay attention.
Personal finance scares a lot of people. But money can be about joy, doing what you love in your young adulthood and living the life of your dreams. It’s time to see how to use your money to build security and confidence.
As the economy continues to grow and almost three out of every four executives surveyed say they feel generous, you may find yourself fortunate: You got a year-end bonus for 2014. Shelve for a moment your visions of exotic trips and instead evaluate how to make the most of this extra money.
Coming into the holiday season when marketers foment every kid’s wish list into a begging frenzy, it’s a good time to give your children a lifelong gift that always holds its value – teach them to be financially savvy.
Our first article looked at how a 50-something husband and wife stood nearly a 92% chance of retiring comfortably – and early. An optimistic financial plan for long golden years started with such basics as the couple’s income, travel plans and investments. Where to go from there?
We all flip between believing that America leads the world at everything to thinking our nation lags behind foreign powerhouses in every way. Regarding financial literacy, we’re solid in the top five – but far from best.
Making more money is not a necessary step to achieve your goals. If you truly wish to save more, you have to know how to identify a want in disguise of a need.
We’re not perfect. We’re all guilty of one financial mistake or two, whether it happened yesterday or years ago. How do you shake off these money blunders and bounce back? With some honesty, reflection, preparation and a touch of class.
I made my fair share of mistakes in life, and although financially conscious, I had missteps on the money front, too. I still remember those feelings of anxiety and disappointment when I realized I messed up.
Dwelling on past failure doesn’t help you. Follow these steps I learned from my experience to come out from a bad financial error: