Subscribe to Budgeting RSS

Money Planning in 9 Steps

Submitted by Jeff Rose on Wednesday, August 26, 2015 - 3:00pm

Everybody wants a solid financial plan, yet more than 40% of Americans don’t have one. Unless you develop a formal strategy – such as a written plan – you might well find any financial goal elusive. Here are nine tips for planning.

Bad $$ Ideas of the Young

Submitted by Kimberly J. Howard on Wednesday, September 2, 2015 - 3:00pm

You found the one to start a life with. You now share home, love – and your financial backgrounds with your new partner and family. Here’s what to know and how to tackle debt, budgeting and other aspects of your newly merged money matters.

Using Credit Cards Wisely

Submitted by Mary Beth Storjohann on Tuesday, August 25, 2015 - 12:00pm

Did you know that the average adult in the U.S. carries $5,596 in consumer debt? That fact alone might account for credit cards’ bad rap. Your careless use of credit can wreak havoc on your finances in a variety of ways.

Surviving Money Droughts

Submitted by Dan Crimmins on Wednesday, August 5, 2015 - 12:00pm

In New Jersey, where I live, we are once again in a rain drought – an annual event for us. Thankfully we haven’t seen a similar drought in the stock market for several years. You need to plan for either kind of dry-up, whether as a gardener trying to save azaleas or an investor hoping to avoid total repair of your portfolio.

Retirement Fear: Inflation

Submitted by Joseph A. Clark on Tuesday, July 28, 2015 - 3:00pm

When you were a kid, did you fear monsters hiding in your closet or under your bed? You’re no kid anymore and new fears haunt you – such as running out of money in retirement after a lifetime of watching prices go up. You can still plan now to enjoy enough to spend as well as how to spend it.

Expecting a Baby? $$ Tips

Submitted by Mary Beth Storjohann on Friday, July 17, 2015 - 3:00pm

If you’re like many young adults, having children is one of the biggest life-altering choices you’ll ever make. Joy, stress, excitement, exhaustion, hundreds of books on how to not screw up and thousands of bucks to prepare your little one: Your plate is now loaded. Here are some considerations to make sure you’re prepared – at least in terms of money.