Budgeting

10 Best Financial Websites

In this digital age, we’re fortunate to have a plethora of sources to find information and help order our financial lives. But amid the vast array of sites, 10 stood out. I highly recommend them.

I weaned this list from an enormous field. According to Google Dashboard, I currently maintain 663 bookmarks in my Chrome browser, sorted among 53 different folders. All of these websites were important enough that at one point, I elected to bookmark them.

What Your Pet Costs

Your pet cuddles, purrs, flies, slithers or otherwise takes over your heart. Your little buddy can also empty your wallet fast as prices for food and other pet services mount. When figuring out your family budget, do not neglect to count the many day-to-day costs of animal ownership.

I can’t imagine our house without our 11-year-old Labrador retriever, Taxi. If you’re sick, she’s there; if you’re happy, she’s happy. If you have popcorn you’re her best friend.

Hazards of Travel Planning

Trip planning is complex, involving everything from budgeting to itineraries to questions about comfort. How to fly to your destination without suffering is a major consideration. Here’s how to do it without getting squeezed both financially and physically.

There are two measures of airplane seat comfort. “Width” is the size of the seat in inches across. “Pitch” is the distance between your seat and the seat in front of you. As airlines pursue increased revenues, they squeeze more seats into economy sections on many aircraft, decreasing both width and pitch.

Couples’ Money Talk Tips

Money discussions can destroy your relationship, particularly if you put those talks off too long. You and your partner need to get on the same page and talk honestly – and regularly – about finances.

Talk Money With Your Honey

The role of money and the ritual of talking about money rank high in relationships. Here’s how partners can chat about their cash.

8 Keys to a Workable Budget

Your financial planning revolves around what you control. Here’s how to take charge of your budgeting fundamentals.

We can’t control stock market returns, tax rates or unexpected events. We can plan to mitigate risks through diversification, tax planning and insurance. Of all areas in financial planning, we most control our income, expenses and savings, making it extremely important to create a workable budget.

Below are keys to creating a budget you stick to.

Take a Zen View of Money

You probably make financial choices you later regret. Overspending, shoot-for-the-moon investments and self-defeating beliefs about money indicate you need financial maturity. Here’s how to learn more.

How to Reduce Your Debt

You sink in debt, the holiday bills are now overdue and there seems no way to resurface financially. Time to get control of your debt.

Dollar Cost Averaging Woes

The general concept of dollar cost averaging (DCA), a systematic and gradual method investing, seems like a sound approach. The standard advice is that this is the way to commit your money. Well, not always.

Specifics vary, but DCA involves investing a fixed dollar amount at regular intervals over a specified period, as opposed to lump-sum investing (LSI) – that is, investing all at once.

What to Do With Cash

Holding cash these days means watching taxes and inflation chew its value away. But you need some cash on hand for emergencies. How much, and how do you allocate it to get the best return in a time of extremely low rates?

Low interest rates were not a problem back in the 1980s, when they were sky-high. Back then, you could get certificates of deposit paying a double-digit interest rate.  Today?  Good luck finding a single-digit on the left side of the decimal point reading anywhere north of the number “1.” 

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