Subscribe to Budgeting RSS

How Wants Can Fund Needs

Submitted by Sterling Raskie on Wednesday, March 11, 2015 - 12:00pm

Here’s a neat strategy if you look to save more for retirement, college or for paying down debt: Stop spending on the wrong things. Easier said than done, of course, and implementing this tactic starts with changing how you look at using your money.

$ Tips for the Rest of 2015

Submitted by Barry Glassman on Wednesday, March 4, 2015 - 3:00pm

You started this year off with grand resolutions and intentions, but the demands of everyday life got in the way or your financial plans just became overwhelming. Try tackling big goals in more manageable, bite-sized pieces, such as one a month.

Attacking Your Debt’s Causes

Submitted by Jim Blankenship on Tuesday, March 17, 2015 - 12:00pm

You’ve likely seen commercials that urge you to consolidate all your debt into a loan on which you make the heralded “one low payment.” The concept promises to free some cash so you can more easily live paycheck to paycheck. The consolidation plan also, if you use it too soon, does nothing to address the root problem of your debt.

How to Couple Your Money

Submitted by Taylor Schulte on Thursday, February 12, 2015 - 3:00pm

Valentine’s Day is of course an extremely popular day for marriage proposals. Regardless of which side of the engagement you’re on, consider when deciding to take that next big step how, when and where to wed not just each other, but also your finances.

Knowing Your Cash Flow

Submitted by David John Marotta and Megan Russell on Thursday, March 5, 2015 - 12:00pm

The real poverty of typical families lurks not in low income and not in costly essential expenses, but in a lack of understanding household cash flow. Here’s what to know about yours.

How Couples Can Handle $

Submitted by Rick Kahler on Thursday, February 12, 2015 - 12:00pm

Money is just one challenge to becoming part of a couple. Probably the most common question couples ask concerns how to manage cash, specifically whether to combine all money into one joint account, keep everything separate or use some combination. The answer: There is no one best method.

Making Your Goals Real

Submitted by Jim Blankenship on Monday, February 2, 2015 - 3:00pm

Establishing goals is the real meat of financial planning. Use any tactic to improve your odds of success, including an easy-to-remember catchphrase that outlines your plan and motivates you start to finish.