Social Security benefits are complex and you can often miss benefits you are entitled to. If you fit into one of the categories below, pay attention.
One reason retirement funding may mystify you: How do you know when you saved enough so you won’t run out of money during your golden years? The answer begins with an understanding of your day-to-day expenses, and how those expenses may change in 30 or more years of retirement.
The idea of retirement is surrounded by a host of delusions, false assumptions and fears.
You might think that dealing with a federal agency, such as the Social Security Administration (SSA), means long lines in some office near you. Not so: If you’re an adult, you can monitor your benefits situation with a few clicks of the keyboard and start serious planning for your retirement income.
How to balance thrill and security in your investing? Should you take more or fewer chances with your portfolio the closer you get to retirement or another long-term financial goal? The answers depend on your own level of honest self-assessment and frequent attention to the variety and mix of your assets.
For aging baby boomers, a big question is: How to dispose of all my holdings to loved ones and others? This is not a simple question with a simple answer.
Here's a quick quiz on money and marriage. Which of the following engaged couples needs a prenuptial agreement about finances?
Perhaps you make a nice salary at a day job and also run a small side business that’s taking off. Can you contribute to two retirement plans if you work two jobs? Good question (not to mention common), and the answer depends on the connection between your work and how you save.
If you plan to retire soon and you’re divorced, you may be entitled to additional Social Security retirement benefits based on your ex-spouse’s work and earnings record. Here’s how to get what you might well be entitled to.
In part one of “How to Retire Early,” we focused on the need to reduce expenses and control debt. Doing so can create the foundation for a retirement plan by making money available for investment. Now let’s turn to the plus side of the ledger – how to build income and savings – from what you owe.