We all flip between believing that America leads the world at everything to thinking our nation lags behind foreign powerhouses in every way. Regarding financial literacy, we’re solid in the top five – but far from best.
The only way to cut the size of an unwieldy federal budget is a government shutdown. While that may sound inflammatory, only such a drastic move will get the job done. Here is a practical guide on how to do that.
Making more money is not a necessary step to achieve your goals. If you truly wish to save more, you have to know how to identify a want in disguise of a need.
We’re not perfect. We’re all guilty of one financial mistake or two, whether it happened yesterday or years ago. How do you shake off these money blunders and bounce back? With some honesty, reflection, preparation and a touch of class.
I made my fair share of mistakes in life, and although financially conscious, I had missteps on the money front, too. I still remember those feelings of anxiety and disappointment when I realized I messed up.
Dwelling on past failure doesn’t help you. Follow these steps I learned from my experience to come out from a bad financial error:
Some believe the key to financial success is frugality. The problem is you probably don’t want to live like a college student for the rest of your life. Yes, you do need to find sustainable ways to save more money. But the way to reach success is twofold – you also need to earn more.
Getting your finances organized in the first place is hard enough without constant saving, managing and scrutinizing every bank statement. Yes, you need to have a plan. But you also need to relax.
Lottery income is rising, supposedly a boon to schools, which the money is meant to aid. With state lottery sales of $68 billion nationally in 2012 (the last year with numbers available), up 9% from 2011, you’d think the beneficial impact would be growing. Not so. Education doesn’t get much of a return, nor do the few lottery winners.
Much like getting in shape, losing weight or working out more, living a healthy financial life is easier said than done. If you’re like many people, finances may overwhelm you. How do you replace the fear with a roadmap and resources to start you building your plan?
You probably carry around credit cards or took out a loan for a major purchase at least once. As a result, you also carry around a credit score – a nebulous number you definitely can’t take for granted. Here are some common facts about credit scores and ideas of how to give yours a turbo boost.
A new company banks on investors like you being willing to put up cash in hopes of a return from “the value and performance of an athlete’s brand.” Should you consider rolling the dice?