Personal Spending

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How to Build Good Credit

Submitted by Thuong Thien on Friday, November 20, 2015 - 12:00pm

You likely know the pivotal role good credit plays when you try to buy a house or a car. It’s likely too that you don’t buy houses and cars every day, so maintaining a credit rating seems like a back-burner need. Not so, and here’s how to keep your rating up.

2 Social Security Boons End

Submitted by Rick Kahler on Monday, November 9, 2015 - 9:00am

Congress is about to curtail two little-known, but very useful, benefits of Social Security. These are the ability of a spouse to collect extra benefits. And also, it restricts your ability to get back benefits you initially elected not to receive, but later decided to claim after all.

Know Flying’s Real Costs

Submitted by Wes Moss on Friday, November 13, 2015 - 8:15am

Boarding pass in your pocket, shoes on again after security screening and wheeled suitcase humming at your heels, you even find a seat near the gate. Now you have a moment to add up what this flight really costs you, and here are some sneaky fees.

Manage Spending at Any Age

Submitted by Larry Frank Sr. on Tuesday, November 3, 2015 - 12:00pm

You save and save and save for retirement, trying to tune out those escalating estimates of what you need to never run out of money. Conventional wisdom blathers that in retirement you spend only 75% of your current expenses, anyway. Think again, and here’s why.

Revising the $100K Illusion

Submitted by Wes Moss on Tuesday, October 27, 2015 - 12:00pm

Not long ago in an economy not so far away, a six-figure annual wage spelled arrival, success and wealth – not to mention future financial freedom and security. Times and prices change. Here’s how to restore a punch to those six figures.

A Smarter Way to Budget

Submitted by Lea Ann Knight on Monday, October 26, 2015 - 12:00pm

Fall brings Halloween and before you know it the gift-buying craziness of the holidays. They drive investments, cash flow and credit card bills right from your mind. This time of year, before the rush, is perfect to refine your annual budget, and here’s why.

Marital Money Disputes

Submitted by Joseph A. Clark on Thursday, October 22, 2015 - 12:00pm

Sadly, many marriages today end in divorce, with tiffs over money most often to blame. But as you join your life to another, there are smart ways to make your financial lives run well and free of discord.