Personal Spending

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Inside the Fed’s Thinking

Submitted by Brenda Wenning on Monday, March 30, 2015 - 9:00am

The Federal Reserve bases its monetary policy on augury. Thousands of years ago, Roman soothsayers visited the oracles and interpreted the entrails of slaughtered animals. We haven’t advanced much since then, as a review of the Fed’s most recent prophecy shows.

Finding Happiness Beyond $

Submitted by Larry Light on Saturday, March 7, 2015 - 9:00am

Valentine’s Day, which falls in the bleak month of February, is really about happiness. Some of the best financial advisors don’t deal simply with your financial arrangements. They also delve into how you derive joy from your money and how you avoid falling into soulless materialism.

Spending on Happiness

Submitted by Rick Kahler on Tuesday, March 24, 2015 - 3:00pm

Giving money to people you love probably makes you happy. Spending money on others also probably makes you happier than spending it on yourself, just as spending money on experiences makes you happier than spending money on things. So does that mean you should max out your credit card to take your entire family on a cruise? Not exactly.

Mid-Career Financial Checklist

Submitted by Gary Brooks on Monday, March 23, 2015 - 3:00pm

As you progress in your career, earn more and have more control over your budget, it’s time to examine your finances carefully. Here is a checklist of questions you should ask yourself during this critical time when you can shape your financial future for the rest of your life.

Tracking Your Net Worth

Submitted by Mariza Wultsch on Tuesday, March 17, 2015 - 3:00pm

Your net worth is a barometer of your financial health. Regularly checking this number helps you assess where you’re at, measure your progress toward your goals and build a financial plan.

How Wants Can Fund Needs

Submitted by Sterling Raskie on Wednesday, March 11, 2015 - 12:00pm

Here’s a neat strategy if you look to save more for retirement, college or for paying down debt: Stop spending on the wrong things. Easier said than done, of course, and implementing this tactic starts with changing how you look at using your money.

Shopping Malls: Goners?

Submitted by Walid Petiri on Friday, March 6, 2015 - 9:00am

An iconic symbol of American consumerism and prosperity is the shopping mall. What a shame that so many are hurting, as they are the casualties of the decline of the U.S. middle class.