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IRA Rollovers: Tighter Rules

Submitted by Jeff Rose on Monday, May 18, 2015 - 3:00pm

We often hear the term rollover in connection with retirement accounts. One frequent type of rollovers occurs when you leave a job and roll your 401(k) over to an individual retirement account or a Roth IRA. But beware: The rules just got more restrictive.

To-Dos After Your Divorce

Submitted by Wendy Spencer on Friday, May 8, 2015 - 3:00pm

You might view divorce as a series of distinct steps: filing the paperwork, negotiating with your ex, getting a settlement and reaching the end of your marriage. Yet still more work – sometimes lots of it – remains after your divorce.

Clarifying a Complex Windfall

Submitted by Jeff Stimpson on Friday, May 8, 2015 - 12:00pm

A husband and wife not long into retirement age come together to a financial planner to map out the rest of their years together, a sensible move when trying to tame the future. Just one year later, the husband is dead and, for the first time in almost four decades, the widow faces a future without her spouse and an overload of complex finances.

Planning With Scattered Pieces

Submitted by Jeff Stimpson on Monday, April 6, 2015 - 12:00pm

Losing your spouse can ignite no end of uncertainty. Do you have to brave the job market, or can your assets support your lifestyle? For that matter, where are those assets? One widow, blending time and realistic expectations, answered both questions.

Waiting to Invest: Costly

Submitted by Larry Frank on Wednesday, April 22, 2015 - 3:00pm

Your time is a valuable resource you probably often overlook when it comes to another resource: money. We like to spend as much of both as we can today. Doing the math shows how and why it pays to invest as much as possible as early as possible.

The Backdoor IRA

Submitted by Tim Long on Thursday, April 9, 2015 - 12:00pm

So you make too much money to qualify for a Roth individual retirement account. What if you still want to have sources of tax-free income in retirement, which is what a Roth gives you? I present the backdoor IRA, a way to establish a Roth despite the income limits.