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Ready for Retirement?

Submitted by Jim Blankenship on Tuesday, March 31, 2015 - 3:00pm

Disappearing pensions, continued corporate downsizing and stubborn unemployment combine to ignite great concern that many folks still don’t save enough for retirement. Maybe you’ve given up trying to realistically assess your future costs or you simply still spend too much without saving. Whatever the reason, here’s how to get your finances together while you still have time.

Dumb Rules on Tapping IRAs

Submitted by David John Marotta and Megan Russell on Thursday, February 26, 2015 - 9:00am

IRA distribution rules are extremely shortsighted. They punish taxpayers in the short run and gain the government less in the long term. To see how, let’s examine how Washington compels people to withdraw money from these popular retirement plans.

401(k) Vs. Roth IRA

Submitted by Mary Beth Storjohann on Tuesday, March 3, 2015 - 12:00pm

Most Gen-Yers don’t know what types of retirement accounts to start with. I break down the pros and cons of two most popular ones - 401(k) and the Roth individual retirement account - to help you decide which is right for you.

Deducting IRA Savings (Pt. 2)

Submitted by Jim Blankenship on Friday, February 13, 2015 - 3:00pm

Depending on your income, you can’t just sock away whatever you want wherever you want for retirement. Our first article looked at how much you can save annually in your individual retirement account, hinging on how much you make and what status you use to file your taxes.

The Tax Deferral Dilemma

Submitted by Joseph A. Clark on Wednesday, February 11, 2015 - 3:00pm

Your decision to defer taxes via a 401(k) or traditional individual retirement account seems to make sense today for your future. Deferring taxes in an IRA can certainly reduce the taxes you owe in the current year. But predicting the impact of tax deferral in the future becomes more complex, and may cost you more in the long run.

Bequeathing Your Retirement $

Submitted by Joseph A. Clark on Monday, February 2, 2015 - 12:00pm

Families inherit money and sometimes make the right moves investing and spending. Inheritances can also ignite disruption, divorce and a host of bad behavior far from the hopes and plans of the benefactor. What happens when you leave what’s probably one of your biggest investments: your individual retirement plan?

Unearthing Retirement Money

Submitted by Adam D. Koos on Thursday, January 29, 2015 - 12:00pm

Now more than ever you must explore every detail of potential income for your golden years. Sometimes that takes a little legwork, the right questions and a willingness to admit that you don’t know the answers.

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