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Obamacare Mess Unabated

Submitted by Rick Kahler on Friday, January 3, 2014 - 9:00am

The Obamacare website is still a mess, as I discovered personally. Our elected officials and government agencies failed us miserably. So far, there appears to be no relief in sight. Despite some reported fixes, too many flaws remain.

A Coming Caregiver Crunch

Submitted by Lewis J. Walker on Tuesday, December 31, 2013 - 9:00am

As the giant baby boomer generation enters old age, who will be their caregivers? A shortage looms, with possibly dire consequences.

Most Americans are in the dark when it comes to understanding the true cost of health care. A collision between demographics, technology and the Affordable Care Act is a jarring trifecta that will affect multiple generations.

Preparing for the Unthinkable

Submitted by Josh Patrick on Friday, December 20, 2013 - 3:00pm

Scary things happen in life. Here’s how to make thinking about them easier.

You love your family and want to make sure they’re protected if something happens to you. One way to plan for disaster: Manage your risk.

The right variety of personal insurance. You already hold insurance for your car or home. Chances you need other insurance loom greater than you think.

Use an Agent for Obamacare

Submitted by Joe Pitzl on Monday, November 18, 2013 - 3:00pm

Rollout of the new health insurance exchanges and marketplace sparked headlines of spectacular demand and even more spectacular failure. Proponents say the Obamacare website sputters due to initial bugs; opponents call the whole idea nothing short of a colossal failure. Whether you agree or not, here’s a better solution when you look for health insurance: Use an agent.

Uncertainty’s Baleful Result

Submitted by Brenda P. Wenning on Wednesday, November 13, 2013 - 9:00am

The uncertainty that Washington policy makers foment is a big culprit in our economic stasis. What will happen next with the Federal Reserve’s stimulus program, the trouble-ridden Obamacare rollout and the chronic debt ceiling threat?

When uncertainty exists, businesses take no action. They sit on trillions in cash, as they don’t know whether to hire or fire, expand or contract. Investors, likewise, get stuck with more money in cash than they like, as the direction of the stock and bond markets is murky.

An Open Enrollment How-To

Submitted by Lea Ann Knight on Tuesday, November 12, 2013 - 3:00pm

Open enrollment for employee benefits kicks off this month. While you plan your Thanksgiving menu, review your benefit choices.

Benefits change this year like few years before. Even if little changed in your life in 2013, maximize what your employer offers.

Here are some pointers.

How the Young Find Insurance

Submitted by Sophia Bera on Thursday, November 7, 2013 - 3:00pm

Millennials, also known as Gen-Yers, born between the early 1980s and early in this century, often fail to see insurance as part of their young-adult financial picture. Wrong: Despite saving fledgling paychecks, rookie investing and whittling student debt, insurance must figure highly in their financial planning. Here’s why.

Every person’s situation differs, so work with a financial planner to make sure you carry appropriate coverage. Many young adults unready to invest in a planner still benefit from learning basic insurance guidelines on where to start.

Aid to Help Buy Obamacare

Submitted by Jason Lina on Wednesday, November 6, 2013 - 3:00pm

Obamacare has subsidies to help less-well-off Americans pay health insurance premiums. But a lot of confusion surrounds this aid. Here in this third of three articles is a guide to understanding it – and getting the most out of it.

Choosing an Obamacare Plan

Submitted by Jason Lina on Tuesday, November 5, 2013 - 3:00pm

Despite significant technology glitches, the new health insurance exchanges are open to the public and many Americans now must figure out their options. Regardless of your views on Obamacare, which is a political flashpoint, the new health law is a reality – and a possible opportunity.

In addition to a plethora of choices, consumers must look at how confront federal subsidies to their care works and see if these affect them. The basics of the Affordable Care Act are complex.

It’s Open Enrollment Season

Submitted by Roger Wohlner on Tuesday, November 5, 2013 - 12:00pm

Fall is traditionally open enrollment season for many companies. Too often, people simply let their benefits ride without changes. Bad idea. You need to reexamine your needs and adjust them as warranted.

In our house I’m self-employed and my wife works for a major corporation with a full array of employee benefits. As you might suspect, she hands me any information about her benefits with the implicit instructions: “Deal with this.”

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