Submitted by Josh Patrick on Mon, 12/09/2013 - 12:00pm
When I got into financial services, I worked for a well-respected life insurance company. I believed people saw the need for and details of life insurance clearly, and that it sells easily. Wrong, and here’s why it’s hard for you to decide on this insurance.
Life insurance is complicated. Most people misunderstand life policies. They don’t understand how it works or why some types are darned expensive and others look cheap.
Submitted by Mary Beth Storjohann on Mon, 11/25/2013 - 12:00pm
Life insurance, often ignored and under-prioritized in personal finance, protects your family even in your 20s and 30s. Here’s how and why you must secure a life policy.
Appropriate life insurance is about your family – not about you – and making sure of their protection in case something happens to you. If your spouse or children or both depend on your income, what replaces your salary if you die? How does your spouse maintain household expenses? The mortgage?
Submitted by Joe Pitzl on Mon, 11/18/2013 - 3:00pm
Rollout of the new health insurance exchanges and marketplace sparked headlines of spectacular demand and even more spectacular failure. Proponents say the Obamacare website sputters due to initial bugs; opponents call the whole idea nothing short of a colossal failure. Whether you agree or not, here’s a better solution when you look for health insurance: Use an agent.
Submitted by Sophia Bera on Thu, 11/07/2013 - 3:00pm
Millennials, also known as Gen-Yers, born between the early 1980s and early in this century, often fail to see insurance as part of their young-adult financial picture. Wrong: Despite saving fledgling paychecks, rookie investing and whittling student debt, insurance must figure highly in their financial planning. Here’s why.
Every person’s situation differs, so work with a financial planner to make sure you carry appropriate coverage. Many young adults unready to invest in a planner still benefit from learning basic insurance guidelines on where to start.
Submitted by Jason Lina on Wed, 11/06/2013 - 3:00pm
Obamacare has subsidies to help less-well-off Americans pay health insurance premiums. But a lot of confusion surrounds this aid. Here in this third of three articles is a guide to understanding it – and getting the most out of it.