Social Security

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Finding a Bit More to Save

Submitted by Gary Brooks on Tuesday, August 4, 2015 - 12:00pm

Cut a pie into 100 slices and what do you have? Barely a nibble. Seemingly an inconsequential share of anything, 1% can actually make a tremendous difference to your financial security. Even fractions of a percent added to investment returns over time can redefine your life in retirement or your net worth.

Can Income Hurt Benefits?

Submitted by Jim Blankenship on Thursday, July 30, 2015 - 12:00pm

You may count on Social Security as a mainstay of income in your looming retirement. When you take benefits and how much you keep working can shrink that monthly check, though. Here’s what to know.

Steps After Your Spouse Dies

Submitted by Kay Allen on Wednesday, July 22, 2015 - 3:00pm

You face fewer sad events in life as emotionally draining as losing your spouse. You are often swept up in the whirlwind as you prepare the funeral and make final arrangements to say good-bye. Once you emerge, often overwhelmed and lost, what do you do next to put your financial life in order?

Benefits’ Filing: Key Options

Submitted by Jim Blankenship on Friday, July 17, 2015 - 12:00pm

When you file for Social Security, two provisions – file and suspend and restricted application filing – are likely to confuse you the most. They’re complicated yet potentially a big help if you want to maximize benefits. Here’s how to get the most out of your benefits.

How to Get Lifetime Security

Submitted by Gary Brooks on Thursday, July 16, 2015 - 3:00pm

Your financial planning and investment management often require solutions unique to you. Several key tenets of personal finance require no customizing, though. If you can follow these principles, you enjoy a better chance of financial security.

Boomer Retirement Advice

Submitted by Eve Kaplan on Thursday, July 16, 2015 - 12:00pm

Ever see the 1970 classic movie Five Easy Pieces? If you were born between 1946 and 1964, this iconic piece of your pop entertainment past offers several metaphoric financial benefits worth your initial effort.

If you’re a boomer, you enjoy good news in that you’ll probably live longer and perhaps better that your parents and grandparents did. The bad news: You’ll live a longer and perhaps more expensive life, too.

You face decisions your parents or grandparents likely didn’t face before you.

Cancer and Financial Plans

Submitted by Phillip Shrotman on Friday, June 12, 2015 - 3:00pm

I often write about the investment business – or wealth management, financial coaching, financial planning, estate planning, whatever you want to call it. After more than 40 years as an advisor, all titles simply point toward telling folks what to do with money. Then my wife’s close friend called with the news that her husband had stage 3 cancer.

Busting Asset Value Illusions

Submitted by Jim Blankenship on Friday, June 5, 2015 - 12:00pm

When we talk about financial fitness, one of the most important measures is the value of our assets. The problem is that we often have false expectations about some asset types, and we need to break those illusions to focus on our real financial condition.

Delay Retiring? $$ Questions

Submitted by Sterling Raskie on Wednesday, May 27, 2015 - 12:00pm

If you’re fortunate enough to look forward to a company or state pension, retiring as soon as possible and collecting the benefit may tempt you, or you might want to collect Social Security benefits at the minimum age of 62. Before launching your golden years, consider all effects on delaying retirement and continuing to work.