AdviceIQ Articles

  • The Market’s Parallel Universes

    Why is the stock market rising when economic growth is so tepid? Because there are two parallel realities currently affecting stock market valuations. One is based on standard financial measures, but the one that primarily propels the market stems from financial engineering.

  • Enough Money to Retire?

    You don’t want to run out of money before you run out of life.  How much money do you need?

    Great question. Here are others you want to answer along the way to saving for retirement:

    How long will I live? Probably the hardest question in all of life – you have to think about your mortality and foresee advances in medical science. A life insurance company might tell you that at 65 you can expect to live about 20 more years. If you’re in good health that number is higher.

  • New Life Expectancy Estimates

    Life expectancy has consistently increased through the years. Most of today’s retirees will live longer than their parents did. Understanding the length of retirement that you are likely to face will better prepare you to make investment choices.

    The Society of Actuaries, an organization that tracks how long people live to assist companies understand the risk of their pensions, recently updated its mortality tables for the first time since 2000.

  • The Aborted Recovery

    The recovery that wasn’t a recovery may have come to an end, as the Bureau of Economic Analysis reported that gross domestic product fell by 1% during the first quarter of 2014.

  • 10 Tax Tips for Farmers

    There ain’t much an old country boy or girl like you can’t hack – except for a hefty tax bill. Crop problems, hired hands, pregnant livestock and busted tractors all complicate your return. Fortunately, the Internal Revenue Service offers numerous benefits if you own a plantation, ranch, range or orchard to raise livestock, poultry or fish or grow fruits or vegetables.

    Here are 10 tips for farmers’ tax returns:

  • Creating a Part-Time Job

    Do you work a full-time job and still can’t take care of all those bills every month? Maybe you manage to pay your bills but have nothing left over for savings and investments? Maybe you need a side hustle – the newer name for the good old odd job or part-time gig.

  • Ignoring the Global Market?

    Imagine you can only invest in stocks of American companies that are west of the Mississippi River. Expand this example globally and you appreciate the narrow vision that many investors happily accept. You need a good slug of overseas exposure. How much? About 30% of your stock holdings. Here’s the thinking behind that.

  • The Millionaire Mindset, Pt. 2

    Previously, we looked at the first three components of a millionaire mindset: how to spend like a millionaire by living frugally, budget like a millionaire by putting essentials and savings first, and work like a millionaire by loving what you do and investing in your career.

    All three of these are vital habits for anyone wanting to build financial independence and lead a satisfying life. But the millionaire mindset doesn’t stop there. Here are three more aspects of it.

  • Vacation Planning Tips (Pt. 2)

    Smart trip preparation entails wise security precautions with your personal information and budget, and leaving enough minutes on the actual day of your trip to kick your vacation off right.

    All too often, travellers overlook these necessities or think they can make arrangements at the last minute. In this second part of our vacation planning series, we offer some tips to make sure your time away is not an ordeal.

  • Handling Mutual Fund Bloat

    Asset bloat in a mutual fund is akin to how we all sometimes feel after a fantastic meal: We can’t stop eating even though we know we’ll feel lousy and bloated if we don’t stop. Asset bloat in a mutual fund can be a big problem for you the investor.

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