AdviceIQ Articles

  • Advice for Entrepreneurs

    What does an entrepreneur need to create a successful company? The right mindset is a big part of it. Here are some tips.

    As an entrepreneur, you devote half your time or more to the daily hustle, making things happen and accomplishing goals. The other half is looking ahead, knowing where you want to be and when. For some, overcoming the mental anxiety of uncertainty is the first big step.

  • 3 Steps to Better Budgeting

    Many people think budgets are about deprivation. As a financial advisor, I feel they are about liberation and control over one’s life.  Here’s a simple three-step plan to create a budget that you can feel excited to follow.
    Step 1. Understand the real purpose of a budget. It’s not necessarily what you might think. The benefit of a budget is that it establishes boundaries that set you free to focus on what is most essential.

  • Don’t Put Off Planning

    It is easy to put off doing even the most vital steps, like financial planning. Things that we fear the most sometimes lead us to procrastinate. Putting off important decisions can really catch up to you, especially in the realm of personal finance.

    If you are guilty of procrastination, you certainly aren’t alone. I am very good at stalling on important life steps, and I am not proud of it. The things that I don’t like to do end up on backburner for quite some time.

  • Coping With Job Loss

    Joblessness is down, but the unemployment rate still is high. Plus, possible government furloughs loom. The weight of working less or not at all is on the minds of many families.

    While there may not be much that you can do, you can still increase your chances of financial survival if you lose your job.

  • Feds: Investment Threat?

    How should investors react to government plans possibly harming their retirement  savings? By carefully watching what the feds are up to. While no threat has appeared lately, Washington has a worrisome history of upending investments.

  • Obamacare Costs & Benefits

    A central provision of the Affordable Care Act – popularly known as Obamacare – are proposed health insurance exchanges that aim to make the market for insurance more competitive and cheaper. But how much can we expect this new plan to cost?

  • How to Build a Workplace Team

    Workplaces centered on teams are more important than ever. For those building businesses, it pays to recognize this often-overlooked truth.

    We are in an era of virtual offices, changing job structures, job sharing and other forms of personal flexibility. This doesn’t mean that teams are a thing of the past. Businesses are likely to continue to find ways to use team contributions. Not using teams may leave companies less competitive.

  • Stocks Rally, Job Growth Lags

    The stock market is on a tear, despite recent wobbles over Cyprus’s banking woes. Though a big equity index rose past its pre-financial crisis high, don’t take that to mean that we are out of trouble. Unemployment is still stubbornly high – and that can’t be good news for investors, long-term.

  • Annuities: Buyer Beware

    Annuities, insurance contracts that pays a steady stream of income, are often sold to people that don’t need them. The more complex ones are the worst.

  • Safeguards Against I.D. Theft

    Someone just stole your name, your Social Security number, your credit card information. They ran up a big bill. What do you do? And how do you avoid it in the first place?


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