AdviceIQ Articles

  • Your Investing Master Plan

    As an advisor client, it’s important for you to spell out investment goals and strategies by crafting a master plan. A document call an investment policy statement (IPS) lays all this out. You should know about the mechanics of an IPS.

  • New Surtax Bites Roth IRAs

    Obamacare changes more than the health-care landscape. Here’s a look at the program’s new tax hits.

  • China’s Slowdown: Temporary

    You often hear that China’s growth is slowing. Maybe, but that is temporary. Investors should know that China still will overtake the U.S. economically, perhaps within this decade.

  • How to Be a Will’s Executor

    Congratulations or condolences: You are executor of a will. Emotions aside, the weight of the duty depends on both you and the now-deceased person who appointed you. Here’s what to know.

  • Invest in Your Human Capital

    As a young adult, developing your skills, education and other qualities determines your ability to earn an income. Here’s how.

    Your human capital includes your skills, expertise, education and ability to connect or interact with others. In financial terms, your human capital represents the present value of all your future wages.

  • 4 Questions on Stock Option Grants

    Any investor should frequently ask questions, often about simple securities. Stock options from your employer complicate matters a lot more, and here’s what you should ask.

    In the classic game show “Jeopardy,” contestants show their smarts by asking the right questions rather than by giving right answers. Executives wanting the most out of their stock options will do well with a similar approach.

  • What to Ask an Advisor?

    When you seek a financial advisor, what questions should you ask? Your aim is to find someone who handles clients like you – and who is financially savvy.

    If searching for an advisor to manage your assets, one question that’s of marginal help is: What’s your investment record? A money manager whose investment performance touched the sky last year may stumble this year.

  • Revising the $100K Illusion

    Not long ago in an economy not so far away, a six-figure annual wage spelled arrival, success and wealth – not to mention future financial freedom and security. Times and prices change. Here’s how to restore a punch to those six figures.

    How quaint that $100,000 a year once seemed like millionaire status for wage earners. When I was a kid, my parents said things like, “He can certainly afford it – he makes six figures!”

  • A Smarter Way to Budget

    Fall brings Halloween and before you know it the gift-buying craziness of the holidays. They drive investments, cash flow and credit card bills right from your mind. This time of year, before the rush, is a perfect time to refine your annual budget, and here’s why.

    Budgeting problems are twofold:

    ·         You use a budget template that doesn't reflect your lifestyle or how you look at money, or

    ·         You once prepared a budget, locked it in a drawer or a Quicken file and never looked at, updated or revised again.

  • Investors’ Stock Doubts – Still

    Investors still are dubious about stocks, even though the market has had a decent, if sometimes bumpy, ascent since March 2009. That’s troublesome, because stocks over the long haul are the best way to increase your portfolio and build a decent retirement.


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