AdviceIQ Articles

  • Where Good Values Dwell

    Hidden strengths lurk among some little-loved stocks. Finding them is what makes stock investing interesting – and potentially lucrative. Just ask Warren Buffett. The biggest mistake is not to recognize the real strength of their cash generation capabilities, which are still present, though perhaps not as lush as before.

  • Passing on a Family Business

    Many dream of leaving their business to their children. There’s more to it than simple estate planning. Here’s how to avoid the pitfalls.

  • Coping With a Bad 401(k)

    Your retirement rests in your hands like never before. Here’s how to take advantage of even a bad savings plan offered by your employer.

    Financial advisors generally suggest maximizing contributions to your company’s 401(k) plan, under which you contribute part of your salary on a post-tax or pretax basis.

    In my blog article “4 Signs of a Lousy 401(k) Plan,” I discuss these telltale warnings:

  • When Government Backfires

    Government agencies strive to improve the nation’s economic life. Too often, they fail. The question of government involvement in the economy continues to roil Washington. 

    A good place to start is with the Fed, which is its own branch of government. Since the Federal Reserve just celebrated its 100th birthday in December, it’s a good time to look back on the past century to see how the central bank has fared.

  • What to Ask an Advisor

    When you seek a financial advisor, what questions should you ask? Your aim is to find someone who handles clients like you – and who is financially savvy.

    If searching for an advisor to manage your assets, one question that’s of marginal help is: What’s your investment record? A money manager whose investment performance touched the sky last year may stumble this year.

  • What’s Your Net Worth?

    Your net worth, representing your assets minus any liabilities or debt, measures your financial health. One of the first steps on your path to workable wealth: Calculate your net worth to give you a starting point to look back on in the future.

    Maintaining a positive net worth not only keeps you on a positive financial course; it helps you qualify for loans and more attractive credit terms – saving you a lot of money over the long run.

    When crunching numbers for your net worth:

  • How to Give to Children

    Your children and grandchildren probably come to mind first when you want to contribute to another’s financial security and future. Here are key strategies.

    The right choice depends on how much you intend to give as well as on your child or grandchild’s stage of life and the goal of the financial gift.

  • The Odds of a Good 2014

    It is foolhardy to think that 2014 market returns will be like 2013, but great years are often followed by good years. The odds favor a positive performance this year, although of course that’s far from assured.

  • That New Year’s Resolution

    Did you make a New Year’s resolution earlier this month? The smartest one is to get your finances in order. Here is a framework for making that resolution stick.

  • Making $100 Fast (Part 3)

    Extra income adds up dollar by dollar. In this third installment of our series, here are ways to make money via websites and using your home and skills.

    Small-project websites:

    Gigwalk. This on-call errand and project app involves taking photos, doing surveys, picking up menus and various other small assignments in your area. You receive and accept job orders and confirm when finished. Other sites offer payment and tips information.


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