AdviceIQ Articles

  • Mechanics of 401(k)s (Pt. 2)

    How do you take money out of a retirement plan? This is tricky, because one wrong move can cost you in taxes and penalties. The process is complicated, to say the least.

  • Why the Market Hasn’t Peaked

    Has the stock market, which continues to reach new highs, topped out? Not yet. Here are four reasons I believe the stock market hasn’t reached its peak.

  • Don’t Marry Your Stock

    Some people get attached to their stock. They fall in love with it when it performs well, and refuse to let it go when it becomes a loser. Don’t. There’s a rule in my office that reminds me to avoid this mistake: “I married my wife, but I only date my stocks.”

    Like a bad relationship, there might come a time when dumping the stock is just the right choice, no matter how much you love it.

  • Using Advisors: Start Early

    Congratulations, recent 2014 graduates. You now embark on an exciting new chapter of your life. You are eager to start a career and work toward achieving all your goals. But where do you begin? How do you make the best out of your first paycheck, and others to come, to finance for your ambitions and dreams in life? Answer: Get a good financial advisor.

  • Boomers Won’t Unload Stocks

    So baby boomers, heading into retirement and leery of risk, will unload their stocks – and deflate the equities market for a long time, right? Don’t bet on that. For reasons ranging from low bond yields to estate planning, they’ll likely stick with stocks, especially those paying nice dividends.

  • Startup Advice for Gen Y

    More than half of Gen Y-ers start or want to start their own business.

  • 5 Questions About Annuities

    Annuities, like any other investment, make perfect sense in the right situation. In the wrong situation, they can cost you money – and even be dangerous.

    Here’s what you need to know.

    1. How long is the term? The term depends on the type of annuity you choose and the payout period you require.

  • Investor, Not Economic, Bliss

    We are in a time of investor euphoria, but not economic euphoria. In the past, that led to very bad endings for asset prices. To which any self-respecting trader replies, "Sure, but prices went up some more first." True enough. But every hill has a top.

    Sometimes, the economy casts a glow over stock prices, as it did through most of the 1980s and 1990s. At other times, the stock market casts a glow over the economy, as it did in 2007 and 1999, and again today. The tape makes the news.

  • Need Employer’s Life Policy?

    Many employees can access employer-provided benefits such as health insurance, a retirement savings plan – and life insurance. Health and retirement plans bring clear-cut advantages. If your employer offers life insurance, though, a little math helps you determine of you need the coverage.

  • Handling Investment Risks

    Investors in stocks must willingly accept this reality: There’s no reward without risk. Bigger risk leads to bigger rewards. But how do you deal with these risks?

    Those that made investment amid the ongoing Crimea crisis in Ukraine, for example, took a big risk, but if their strategies are sound, the potential rewards are also huge. Taking risk is part of the equation to building wealth in almost every case (unless you have some inside information, which is illegal). The key to success is how you handle risks.


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