AdviceIQ Articles

  • What Can You Delegate?

    There are things in life that you can, and should, delegate. Financial planning is one of them.

    Each of us has 168 hours in a week. After subtracting the time you work, sleep, eat and bathe, you are left with only a few precious hours to do whatever pleases you. If you spend 10 hours a day working and commuting, two hours eating, and eight hours a day sleeping, that leaves you 48 free hours. So how do you choose to spend your time?

  • Why Switch to a Roth 401(k)?

    Beginning in 2013, you could roll over all your standard 401(k) funds to a Roth account in the same retirement plan. But such a move may not be good for you. While the upside of a Roth is tax-free money in the future, converting creates an extra tax burden today.

  • Gen Y Folly: Not Investing

    Coming of age and entering the workforce in the wake of a financial crisis, our younger generation became skeptical about investing. But the fact is, millennials need to invest as the stock market is one of the best ways to grow wealth long term.

  • Retire Early? 14 Snags (Pt. 2)

    Retiring before age 65 remains the dream of many Americans. Our first article looked at your personal obstacles to early retirement, such as how you save. Here are more potential roadblocks to starting your golden years ahead of time.

  • 12 Ways to Thwart ID Theft

    More than 16.6 million people fell victim to identity theft in 2012 and lost a total of $24.7 billion, the Bureau of Justice Statistics says. If you don’t want to be one of them, prevention is simpler – and cheaper – than is a cure. Here are a dozen ways to help do that.

  • U.S. Housing Bulwark: Abroad

    Foreign buyers are increasing their purchases of U.S. real estate. That may cause some unease, but it's a good development. While our housing markets are improving, the boost from elsewhere is vital.

  • $ Tips for Your Grown Kids

    Early summer’s cap and gown now hang in the closet and you just hope your suddenly grown child is ready for real-world financial challenges, from debt to saving for a remote retirement. Now more than ever, you can teach your kid many key money lessons.

  • Why Retiring Is Tougher Now

    Today’s retirement may look nothing like your parents’ or grandparents’. People live longer, benefits grow thinner, and health-care costs rise. Review your financial situation and start planning early so that this new retirement doesn’t catch you unprepared.

  • Investors: 6 Nations Beat U.S.

    There are six countries that are better investments than the U.S., despite its strong stock market now. Why? We have too many regulations and taxes that limit America’s economic, hence stock market, growth.

  • Telling Kids ‘No’ About Money

    Your financial future starts at home, especially when you begin filling that home with children. Establishing limits is part of parenthood and your skill at teaching this lesson directly impacts your quality of life in retirement.

    I remember going to the grocery store when my children were little. I put them in the cart and hurried through the store to get all I needed as quickly as possible. If your store experience resembles mine, inevitably as you wait on the checkout line, the candy display comes into the focus of your chocolate-loving toddler.

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