Using alternative investments, beyond the usual stalwarts of stocks and bonds, is a good way to diversify. Not foolproof, mind you. They can disappoint you big-time. Here’s a guide to figure out their pros and cons.
The price of college these days can easily make you feel overwhelmed if you face paying tuition for your child. Though you’ll probably still pony up big bucks for higher education, many online tools can help you whittle down the price.
Smart beta strategies are hot. These index products seek to outdo traditional passive indexes by using alternative – and presumably wiser – methods of constructing their portfolios. Lately, smart beta ETFs are beating conventional index funds in performance. As smart beta is oriented to small value stocks, odds are this trend should keep going long term.
When it comes to your money management, the best financial advisors don’t give you simply advice. They give you guidance. This is an important distinction: One’s a lot more likely to help you stay on track for your long-term financial goals. What is the difference?
The lack of financial education is often the main reason behind debt problems. Here are some awesome books that help grow your financial knowledge and give you all the necessary tips and tricks to manage your debt.
The psychological urge to move on is ingrained in the American character. As investors, this compulsion does us no favors when the stock market is hot and we chase the top performers, or when it’s plunging and we flee longstanding holdings.
Are human financial advisors doomed, as hordes of robo advisors smash their staid business model, where humans counsel clients in person? Robo advisors are online services that, assembling investment portfolios for clients using digital tools, charge a lot less than living, breathing planners.
Do you collect mutual funds? Unlike hobbyists who collect stamps, art or rare coins, investors who own a multitude of funds are not better off.
We understand the importance of insurance to protect us financially. But many of us pay for insurance every year without knowing exactly what it covers and what it does not. Let’s take a closer look at common property and casualty insurance to find out whether you have enough protection.
China is headed for the dumper. So goes the negative chorus on the world’s second largest economy. Slowing growth, horrible air pollution, a real estate bubble – the reasons given for the country’s demise are numerous. But despite China’s woes, its prospects remain bright.