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Getting Professional Advice

Submitted by Jeff Rose on Thursday, October 30, 2014 - 3:00pm

We’ve all been there: whenever you have a question, you Google it. But when it comes to your finances, don’t rely on the Internet. There’s so much going on in a person’s life that is unique to him or her. The advice that applies to others doesn’t apply to you.

Consider this question a woman asked me:

Optimizing Social Security

Submitted by Harold Wong on Thursday, October 30, 2014 - 12:00pm

Your retirement income hinges on a seeming paradox: People increase dependence on Social Security even as the long-term solvency of the government golden years’ program reportedly dwindles. What tricks of timing and finances can give your benefits checks the biggest boost?

Waiting to collect is the key. Examples may give you a good idea.

Flash Boys Bedevil Us Again

Submitted by Brenda P. Wenning on Thursday, October 30, 2014 - 9:00am

The flash boys are agents of the Evil One. In light of stocks’ recent downturn, Satan seems firmly in control of the market. The flash boys, a.k.a. high frequency traders, were certainly involved in this mischief.

Handling a Biz Cash Shortage

Submitted by Josh Patrick on Wednesday, October 29, 2014 - 12:00pm

Running out of ready cash is the worst thing that can happen in your business. Without cash in your hand, your suppliers probably won’t ship, your employees might quit and, if the situation continues long enough, your competitors will circle like vultures. Yet sometimes in your business life you’re just plain short on cash; here’s how to make the best of such a tough situation.

A Free College Education

Submitted by Cherice Chen on Tuesday, October 28, 2014 - 3:00pm

When Jennifer Rufener, a freshman at Ohio’s Kent State University in architecture, got a call from her mother on a Wednesday morning, she was worried. She thought it was bad news – and had no inkling it was wonderful news that would change her life.

Her mother never called during school. Although she was in the middle of a class, Jennifer thought she should answer this.

“Jen, we need to come get you,” were her mother’s first words.

“I was so scared,” Jennifer said as she recounted that conversation. “I thought something bad had happened.”

High Fund Fees’ Ill Effects

Submitted by Ted Parchman on Tuesday, October 28, 2014 - 12:00pm

We can’t control the markets; we can control the costs that help or hinder our investment strategy. What may seem like only a slightly higher fee today can add up to a significant cut of your net return over time. And the first step in minimizing fees is spotting them.

Those Amazing GDP Increases

Submitted by Brenda P. Wenning on Tuesday, October 28, 2014 - 9:00am

Isn’t it odd that the government’s economic growth number keeps climbing with each revision? You don’t think there is a political component to this, do you?

If you repeat something often enough, you may even start to believe it. So try this phrase: “The economy is improving. The economy is improving. The economy is improving.”

Invest Like a Girl

Submitted by Maureen Crimmins on Monday, October 27, 2014 - 3:00pm

Patience is a virtue. When it comes to investing, that’s why women often do better than men.

My household is filled with girls. When raising them, my husband and I always tell them that their gender does not limit them. They can do anything they choose; that means playing softball and soccer, dancing, shoveling in the winter and landscaping in the spring. If you still think doing something “like a girl” is a bad thing, watch this latest ad by Always.

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