AdviceIQ Articles

  • Inspiring Biz Creativity

    Do you constantly strive to bring creativity into your company, or is it something you do only when you get around to it? I hope it’s the former, because the most innovative companies grow at a rate that is three times faster than the least innovative ones, according to consulting and accounting giant PricewaterhouseCoopers.

  • Women’s Plans: High Stakes

    If you’re a single woman, your financial planning needs exceed those of the average couple or single man. Why? You will live longer than the average man but typically with less money (aka longevity risk).  What can you do to protect yourself?

    Women on average are more receptive to professional financial advice than are men – a positive, since professional guidance from an objective planner can brighten financial prospects immeasurably.

  • Bullish: Stocks’ Jagged Rise

    The second quarter of 2014 is in the books, and goes down as another positive period for the U.S.

  • Protecting Special-Needs Kids

    More than 56 million Americans have some type of disability, according to the Census Bureau. Autism, for example, affects one in 50 children. For parents of a child with a disability, the great fear is: “What happens when we’re gone?” One answer: Set up a trust for the child. Here is how.

    To support a special-needs child during and beyond your lifetime requires truly special planning. Not only are there more costs and uncertainties but also heavier emotional weight.

  • Getting the Most From a 401(k)

    The 401(k) retirement plan, which your employer sponsors, is now ubiquitous in U.S. workplaces, with 51 million people signed up. But too few investors understand these vehicles. Here is an owners’ manual, vital for your financial well-being.

  • Only a Half Trillion Dollars

    It’s a sign of how much trouble we’re in when a federal budget deficit of a half trillion dollars seems like fiscal restraint.

  • Workers’ Stock = Your Exit?

    Every owner looks for the best way to retire from a beloved business. One employee incentive may be your best answer: employee stock ownership plans (ESOPs).

    These qualified retirement plans must invest primarily in the stock of the sponsoring employer. If you master its intricacies, an ESOP might be a good decision for you and your employees.

    Elements to consider:

  • How to be a Happy Retiree

    People who feel more secure about their finances are more likely to be happy in retirement, a survey by Northwestern Mutual Life Insurance shows. If you don’t want to fall into the unhappy retiree camp, or even worse, not have retirement as an option, learn to avoid the pitfalls, and start saving today.

  • Low Wages Keep Rates Low

    Don’t rush to get rid of bonds yet. Rising interest rates, which harm bond prices, are not in the offing. Despite good news on jobless figures, the Federal Reserve’s concerns about wages may keep rates low for longer than markets expect.

  • Advisors: What Women Need

    Anyone familiar with John Gray’s Men Are from Mars, Women Are from Venus knows the premise that men and women communicate very differently. Perhaps this explains why most female investors prefer to work with a female advisor and most married women leave a male advisor after the husband dies. Starting with the first conversation, women want, need and deserve distinct treatment from financial advisors.


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